Court Ruling Requires Insurance Companies to Pay Benefits to People with Pre-existing Conditions

June 28, 2007

In a key court ruling, New York's highest court ruled that disability insurers must pay claimants under group policies who have pre-existing conditions.  The insurance company may only exclude the first 12 months of payments but make full payment after that, starting  the 13th month of a long term disability.  The case was against Metlife, filed by Mitchell Benesowtz, a former employee of Honeywell Corp. 

All people who were denied benefits under a group policy based upon a pre-existing condition should call Quadrino Schwartz immediately at 1-800-745-1755 or email and ask for Richard Quadrino, Michail Hack, or Kim Reiter.  You may also fill out our contact form on this site or email Richard Quadrino directly at or Michail Hack at .